A: The bank will still charge according to your agreement with them for the placement, KYC, AML, help with your capital market readiness and other things that banks do. eppf does not take part in these negotiations and they are completely down to you as borrower and your relationship bank. The accompanying bank will also figure on your prospectus or information memorandum and therefore has "skin in the game" facing investors which will help your placement as well.
eppf allows for two placement options: (a) fully underwritten - this means that your banks will bear the risk that no investors can be found or that investors withdraw after the signing of the subscription agreement for the relevant deal. That is one of the reasons why the banks receive a fee from you as well.
(b) best efforts basis - the banks will speak to investors and try to place the full amount of your debt issuance but they do not commit to underwrite anything and your placement will depend on the subscriptions by investors during the filling of the order book. Since banks carry less risk in this case (which will rest with you) their fess are usually also lower.
eppf takes a very small fee either for each issuance (pay-as-you-print) or as an annual subscription for frequent issuers. There are also some other fees for example for the auditors and other service providers. These will be passed on 1-to-1 so that you have complete transparency.